Layered Mexican Dip

1 can refried Beans  (hot and spicy)
3 avocados  (blend with a little lemon juice until creamy)

Combine:
2 c. sour cream
1/2 c. mayonnaise
1 packet of taco seasoning

green onions
diced tomatoes
olives
shredded cheddar cheese

Layer in the order given in a 9 x 13 pan.  Serve with chips.