2 c. diced potatoes
2 c. water
1/2 c. sliced carrots
1/4 c. diced onion
Cook vegetables in water until tender. Do not drain
1/4 c. butter
2 c. milk
salt and pepper to taste
In another pan, melt butter and stir in flour until smooth. Gradually stir in milk, salt and pepper. Bring to a boil then cook until thickened.
2 c. cheddar cheese
1-2 c. diced ham
1 c. frozen peas
Stir cheese into milk mixture until melted then stir into vegetable mix. Add ham and peas and heat through before serving.